Trusted by Families & Professionals

FSP

Registered

POPIA

Compliant

30+ Yrs

Experience

2000+

Clients Served

Our Services

Investment and Insurance services

At First Step Life, we offer a full range of personalised financial services, from risk protection to wealth creation and legacy planning. Whether you’re just starting out, protecting your family, or planning your retirement, we’ll guide you with clear, independent advice you can trust.

Funeral Policy

Losing a loved one is never easy — and financial stress should be the last thing on your mind during such a time. At First Step Life, our funeral policy solutions are designed to ease the burden by offering affordable, reliable, and fast-paying cover for individuals and families across South Africa.

Protects your family from out-of-pocket costs
Ensures your loved one receives a dignified farewell
Avoids the need to borrow money or delay arrangements
Gives you peace of mind knowing you’re prepared

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Funeral Policy

Losing a loved one is never easy — and financial stress should be the last thing on your mind during such a time. At First Step Life, our funeral policy solutions are designed to ease the burden by offering affordable, reliable, and fast-paying cover for individuals and families across South Africa.

Protects your family from out-of-pocket costs
Ensures your loved one receives a dignified farewell
Avoids the need to borrow money or delay arrangements
Gives you peace of mind knowing you’re prepared

Learn MORE

Investment Planning

At First Step Life, we believe investing shouldn’t feel like a gamble — it should feel like a strategy. Whether you’re saving for retirement, your child’s education, or long-term wealth building, our independent investment planning services are designed to align with your goals, your risk comfort, and your future vision.

Grow your wealth consistently over time
Beat inflation and preserve your buying power
Reduce tax liabilities
Achieve personal milestones like education, property, or early retirement
Protect your lifestyle in the future

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Medical Aid

Medical costs are rising, and unexpected health issues can place a serious burden on your finances. At First Step Life we help you choose the right medical aid plan — one that protects your health, supports your lifestyle, and fits your budget.

Whether you need basic hospital cover or comprehensive day-to-day benefits, we provide independent advice across multiple providers to ensure you get the best value and the right level of care.

Private hospital access when you need it most
Shorter waiting times and better-quality care
Financial protection against major medical expenses
Preventative benefits like checkups, screenings, and chronic condition management
Peace of mind for you and your family

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Medical Aid

Medical costs are rising, and unexpected health issues can place a serious burden on your finances. At First Step Life we help you choose the right medical aid plan — one that protects your health, supports your lifestyle, and fits your budget.

Whether you need basic hospital cover or comprehensive day-to-day benefits, we provide independent advice across multiple providers to ensure you get the best value and the right level of care.

Private hospital access when you need it most
Shorter waiting times and better-quality care
Financial protection against major medical expenses
Preventative benefits like checkups, screenings, and chronic condition management
Peace of mind for you and your family

Learn MORE

Retirement Planning

Retirement shouldn’t be uncertain — it should be the reward for years of hard work. At First Step Life, we help you take control of your financial future with personalised retirement planning strategies that grow with you.

Whether you’re just starting out, in your peak earning years, or approaching retirement, we’ll help you make smart, tax-efficient decisions that support the life you want to live later. Who should start planning?

Young professionals wanting to build smart financial habits early
Mid-career earners looking to boost their retirement portfolio
Business owners and freelancers without employer pension schemes
Anyone nearing retirement age who wants to optimise their savings

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Wills & Trusts

Planning for what happens after you’re gone is one of the most important — and often overlooked — steps in financial security. At First Step Life, we make the process of drafting a will or setting up a trust simple, affordable, and stress-free.

Whether you’re looking to protect your assets, avoid family disputes, or ensure your final wishes are carried out properly, our estate planning solutions are here to help you leave behind certainty, not confusion.

Without a valid will or trust in place, your loved ones could face:

Delays in inheritance distribution
Unnecessary legal fees or taxes
Family disputes and complications
Loss of control over how your estate is handled

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Wills & Trusts

Planning for what happens after you’re gone is one of the most important — and often overlooked — steps in financial security. At First Step Life, we make the process of drafting a will or setting up a trust simple, affordable, and stress-free.

Whether you’re looking to protect your assets, avoid family disputes, or ensure your final wishes are carried out properly, our estate planning solutions are here to help you leave behind certainty, not confusion.

Without a valid will or trust in place, your loved ones could face:

Delays in inheritance distribution
Unnecessary legal fees or taxes
Family disputes and complications
Loss of control over how your estate is handled

Learn MORE

Risk Protection

Life is unpredictable — but your financial security doesn’t have to be. First Step Life offers expertly structured life cover, disability benefits, and critical illness protection to shield you and your family from the financial consequences of unexpected events.

From continued income to settling debts, we ensure you have the right risk protection in place to protect what matters most — your loved ones, your lifestyle, and your legacy. A sudden illness, injury, or death can drastically impact your family’s finances. Without proper cover, your loved ones could face: